Working as a constructor can be a tough old job – especially when you’re running your own construction business. Every day brings forth new challenges and new risks, which means you have to keep your business protected as best you can. A generic insurance policy just won’t cut it.

 

Key Points to Consider:

 

Plant / Machinery

On Site Risks

Liabilities

Health & Safety

Business buildings are fundamental to the conduct of any operation, so it is important to make sure these are properly protected in the event a claim needs to be made.

The UK and wider global food and drink industry is competitive, complex and dynamic which presents significant opportunities for agile, connected companies. At the same time, this landscape presents a series of complex and emerging risks. Here are a number of trends which are influencing risk in the industry.

 

Key Points to Consider:

 

Loss of Licence

Fire (Ducting, Extraction System)

Fixtures & Fitting's 

Deterioration of Stock

Manufacturing can involve extensive and complex processes that require specialist insurance to protect against the risks faced on a daily basis. We understand that one size does not fit all and your insurance needs to reflect the individuality of your business.

 

Key Points to Consider:

 

Product Recall

Supplier Failure

Machinery & Tools

Business Interruption 

Your clients rely on you to provide professional advice or designs because of your knowledge and expertise in your chosen field. All professional advisers could suffer financial consequences as a result of their mistakes or negligent advice to clients. Professional indemnity insurance is liability insurance that protects businesses and individuals in the event of a client claiming to have suffered a loss as a result of negligence.

 

Key Points to Consider:

 

Errors & Omissions

Failure / Duty of Care Failure

Run Off Cover

Our retail and shop insurance policies come complete with public and products liability cover. In retail, public liability insurance covers you if someone is injured by your products or while visiting your shop or workplace. For example, if you were to inadvertently sell a nut-free cake that contained nuts

 

Key Points to Consider:

 

Contents

Business Interruption

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