Making it cheaper is easy, anyone can do that - you just need a phone and enough time.

 

Doing it right is difficult

 

There's no point in making it cheaper if you don't do it right.

 

That's why we have risk management rewards, we'll chip in for up to £500, Per annum, Per Location.

 

these are all things that, if not done, will make you cheap insurance unimaginabley expensive because they wont pay your claim.

 

So we'll audit your insurances, chip in, help you to do it because risk management involves doing it right and doing it right makes it cheaper.

 

Every year.

 

All the time.

Business Insurance Audit

We will carry out a completely free of charge Business Insurance Audit.

We will make sure the information is correctly revealed to the insurers with a Business Insurance Audit, that your coverage is exactly appropriate, that your insured values at risk are at the correct level, that you are compliant with both the policy conditions and the law in as far as it affects your business.

 

Why?

Recently we audited a food preparation business to discover they had no product liability cover. We audited a waste business whose broker had told them they needn’t reveal a previous fire to their insurer. Utterly disastrous. And then there all those who buy direct online, who often don’t understand the importance of what they are doing or how badly it can go wrong.

 

Breached Policy Conditions

Breaches of policy conditions end in claims disputes, lives and livelihoods ruined.

We find the standard of care in arranging business insurance, particularly in the SME sector, astonishingly poor. No wonder 50% of large claims are disputed.

 

Yes, that's 50%...

With over 40 years’ experience in business insurance you can trust Bob ‘the world’s least boring insurance man’ to conduct a thorough, impartial overview of your most important business purchase for securing your future on the worst of days.

Truly Beneficial Results

 

We believe you’ll be knocked out by the results such that you’ll want to join Bob’s clientele. Most of the business we audit do just that.

 

What else will you get?...

And if you do, as additional bonus, we enclose a voucher for up to £500.00 per annum, per location that you can use to pay for risk management and compliance covering some of the following aspects to your business:

 

  • Cleaning Kitchen extract systems
  • Electrical certification
  • PAT Testing
  • H&S
  • etc.

After the Fire

Of course, the only time any of this matters is on the morning after the fire.

 

Don't leave it to late if you have doubt's...

 

That’s why you’ll be glad Bob audited your insurances, because it really does matter, click the contact us to the left now.

 

That’s the trouble with ‘cheap’ - it’s easy, and it’s easy to be cheap.

 

A Finance Director obsessed with overheads, and a broker obsessed with ‘hitting target’, don’t examine the detail. They aren’t choosy about the insurer. There is no such thing as ‘cheap insurance’ - it’s an oxymoron, like ‘living dead’. Fingers crossed for today, in the hope of no claims tomorrow.

 

You see, ‘Cheap and Easy’ have a big pal called ‘Nasty’. The consequences of ‘Nasty’ mean that ‘Cheap and Easy’ become very expensive, disruptive and often, fatal to your future. Getting your insurance right isn’t expensive or disruptive - it’s about spending time, more than money.

 

We are all sleeping with the enemy, but the enemy is not the insurance company, it’s your own complacency. We’re all complacent about insurance because we’re busy and think insurance is indescribably dull, awful and boring - but it’s not.

 

Our cartoon super hero in a suit, Bob the broker - “the world’s least boring insurance man”* - can tell stories that, for those of you who have any left, will make your hair stand on end. Lives and livelihoods ruined over ‘saving’ a few quid, yet squandering the future.

 

On the morning after the fire, on the afternoon of the fatal accident, on the night your bank balance and data are stolen, on the day of the deluge, and, in the week the judge says “it’s your fault” -  all that stands between your business’s future, your livelihood, and utter oblivion - is the integrity, professionalism and congruence in your business insurances.

 

We go the extra mile. Bob actually pays clients to clean their kitchens, test their electrics and complete their fire risk assessments on time, so that there are no disputes about bits of paper.

 

‘They say’ that all we want in life is to change how we feel, so when the effects of the fire consume your whole life, how would you like to feel?

 

On the morning after the fire, in the cold light of a bad day, you could be feeling secure with Bob at your side. Beyond price and without parallel, we will ease your mind.”

 
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