The Business Insurance Bureau



Making it cheaper is easy, anyone can do that – you just need a phone and enough time. Doing it right is difficult There’s no point in making it cheaper if you don’t do it right. That’s why we have risk management rewards, we’ll chip in for up to £500, Per annum, Per Location. these are all things that, if not done, will make you cheap insurance unimaginabley expensive because they wont pay your claim.

So we’ll audit your insurances, chip in, help you to do it because risk management involves doing it right and doing it right makes it cheaper, Every year.

All the time.

Even if your business is toast.

we'll make sure you don't get burnt...

It’s a tough gig…

Running a food or drink business is a tough gig, literally, if you provide entertainment too.

And recently, it’s got much tougher:

  • The Living Wage
  • Pensions
  • Brexit staff shortages
  • Exchange rate food price increases
  • Local authority rates increases

Why do food, drink and entertainment businesses pay big insurance premiums?

Making it Cheaper, By Doing it Right™

Submit a message with any questions you have about our rewards:

Free Business Insurance Audit

Recently we audited a food preparation business to discover they had no product liability cover. We audited a waste business whose broker had told them they needn’t reveal a previous fire to their insurer. Utterly disastrous. And then there all those who buy direct online, who often don’t understand the importance of what they are doing or how badly it can go wrong.

Breaches of policy conditions end in claims disputes, lives and livelihoods ruined.

We find the standard of care in arranging business insurance, particularly in the SME sector, astonishingly poor. No wonder 50% of large claims are disputed.

Yes, that’s 50%…

With over 40 years’ experience in business insurance you can trust Bob ‘the world’s least boring insurance man’ to conduct a thorough, impartial overview of your most important business purchase for securing your future on the worst of days.

That’s why…

We will carry out a completely free of charge Business Insurance Audit.

We will make sure the information is correctly revealed to the insurers with a Business Insurance Audit, that your coverage is exactly appropriate, that your insured values at risk are at the correct level, that you are compliant with both the policy conditions and the law in as far as it affects your business.

We believe you’ll be knocked out by the results such that you’ll want to join Bob’s clientele. Most of the business we audit do just that.

That’s why you’ll be glad Bob audited your insurances, because it really does matter, contact us now.

Request a Call From an Experienced Broker

Risk Management Voucher

‘Bread & Butter’ issues have been overtaken by a spectacular increase in costs. Lots of businesses are struggling to cope. If ever there was a time to think about new ways to control costs, that time is now.

And as if it wasn’t hard enough, here are four ugly truths about business insurance:

One – Insurance companies dispute 50%* of all large claims from businesses for…

Two Reasons: breach of policy conditions and failure to disclose information – it takes…

Three‡ Years to sort it, if you can, but you’ll doubtless go bust trying, joining the…

43%* of all businesses facing a disaster who never recover – not because they’ve had a disaster, but because their insurance is a disaster.

‘A recipe for disaster’ or ‘the champagne on ice’

On the morning after the fire, your insurance premium no longer matters. It’s about what’s next and what went before. Complacency is the active ingredient in a recipe for disaster and cheap ingredients seldom equal quality.

Quality insurance puts the champagne on ice, chilled and ready.

Bob the Broker has a business philosophy, a recipe honed to perfection over many years and it can almost certainly rise to the challenge of insuring you competitively and compliantly: the solution is called…Making it cheaper, by doing it right™

There is only one legitimate way to make your insurance cheaper: cutting down claims by controlling the risk. That takes partnership, relationships, service commitment, expertise and ‘going the extra mile’. No one else will provide this:

A Risk Management Rebate Voucher worth up to £500.00+ towards the cost of:


Cleaning Kitchen Extract Systems • Fixed Electrical Testing • PAT Testing • Fire Risk Assessment • H&S Compliance • Security Compliance • ISO Accreditation • and other deserving risk improvement features


We do this every single year, per location that you renew on our unique facility.

We tailor the policy conditions around your kitchen routines, not your routines around the policy conditions.

We run a reminder service to help make sure you don’t miss compliance and policy dates. We provide a partnership claims relationship, so you can concentrate on your business.

Keeping your claims low and your premiums lower, making it cheaper, by doing it right™

To find out if you are eligible for Bob the Broker’s Risk Management Rebate Voucher, fill out our contact form or give us a call.