The Business Insurance Bureau

Retail Insurance

It's tough being a Shopkeeper, in a Nation of Online shoppers...

Well, Black Friday, Cyber Monday, Christmas and the january Sales are well and truly over, taking Toys R Us and maplin with them.

But will the retail meltdown take the Wit’s End Clothing Company with it too? Or maybe even you?

Yet another round or restructuring and store closures for some, and for others, store openings: trying to get the mix of ‘brick to click’ and ‘click to brick’ round the right way. Is the shop a billboard for the website or the website a billboard for the shop.

Video didn't kill the radio star, in fact...

There are plenty or retailers out there who are doing just fine. Under the microscope we’d find they share one thing in common: they are overtly cost conscious, they kill overhead.

There’s maybe not much you can do about:

  • squeezed incomes
  • online shopping
  • rising business rates
  • pensions
  • exchange rates
  • the living wage
  • debt repayments…

But looking at the price tag, plainly the Wit’s End Clothing Company has got a problem with these costs. Maybe you have too?

Making it Cheaper, By Doing it Right™

Submit a message with any questions you have about this insurance product below:

We can work wonders on one of your biggest costs - business insurance. Here's how it works...

Firstly we recognise there are four great, indisputably ugly truths about business insurance:

1. Insurance companies dispute 50% of all large claims from businesses.

2. They do this for two reasons:

i. breech of policy conditions (which you have never read or remembered)

ii. inadequate information disclosure (which you didn’t think remotely important ).

3. It takes on average three years to resolve a large disputed insurance claim (if you can resolve it). Meanwhile, without cashflow your business goes into adminsitration.

4. That’s why 43% of businesses of all businesses experiencing a disaster never recover – not because they have experienced a disaster but because their insurance is a disaster.

Bob the Broker's business philosophy...

...making it cheaper, by doing it right™

There is only one legitimate way to make sure your insurance is cheaper: cutting down claims by controlling risk. That takes partnership, relationships, service commitment, expertise and ‘going the extra mile’. no one else will provide this.

A Risk Management Rebate Voucher worth up to £500.00 towards the cost of:

Thermographic surveys – Fixed Electrical Testing – PAT Testing – Fire Risk Assessment – Health and Safety Compliance – Security Compliance – ISO Accreditation – and other deserving risk improvement features 

We do this every single year , per location that you renew on our unique facility, and run a reminder service to help make sure you don’t miss compliance and policy dates.

Premium Discounts

in addition to spectacular premium savings and risk management contributions we also discount:

  • differential excesses
  • multi-location retailers
  • two or three year deals…

Request a Call From an Experienced Broker

So don’t wait, Call Bob and the Team now!

Keeping your claims low and your premiums lower,

…making it cheaper, by doing it right™ .

Call us Today!

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