The Business Insurance Bureau

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Business Insurance

The Business Insurance Bureau has vast experience and has dealt with almost every type of claim and many strange events from the disastrous to the trivial, the hilarious to the tragic. Below you can look through many insurance covers but please be aware a combined approach fitted to your needs is the ideal solution for this we recommend calling us in the office to discuss.

Business Travel Insurance
Commercial Combined Insurance
Commercial Property Insurance
Directors & Officers Insurance
Engineering Insurance
Income protection Insurance
Marine Cargo insurance
Motor Fleet Insurance
Product Liability Insurance
Professional indemnity insurance
Public Liability Insurance
Terrorism Insurance
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Over the last 30 years, we’ve seen our clientele’s developing need for professionalism; expertise and personal attention grow ever greater. Running a business gets more complex, risky, regulated and litigious by the day.

Take a look through our policies for the information you need and if a discussion would suit you better please give us a call today.

Making it cheaper, by doing it right

Doing it right is more important than making it cheaper,  But we make it cheaper, because we do it right Call Today or message us below.

How we make it cheaper, by doing it right

On the morning after the fire, neither you nor I, the fire officer, the H&S executive, the police, the ambulance service, the loss adjuster, your insurers, bankers, suppliers, customers and staff – no one, in fact – will give a toss about how much you paid for your business insurance.

They’ll all be looking for paper, taking statements and asking questions, but not about your premium. The only thing anyone will give a toss about is this: will the insurers pay the claim and stump up, pronto? You have a burnt out business, they have a cheque book:  will they give you back your future? This is worth thinking about now, because on the morning after the fire, it’s already too late.

How do we solve this? Our business philosophy is called Making it cheaper, by doing it right.

We fight complacency by rewarding risk management: we will contribute to the cost of Cleaning Kitchens Extract Systems, Fixed Electrical testing, PAT Testing, ISO accreditation, Fire Risk assessment, H&S Compliance and security compliance.

We will do this every single year, we keep all this documentation so you can prove you’re compliant on the morning after the fire and we remind you when it’s due to be redone.

Because we do this, you are a better risk, we get fewer claims, we can bring your premium down to better than competitive levels – making it cheaper, by doing it right.

Who are we

The Business Insurance Bureau has 35 Years of remarkable and unique experiences. With a strong team of experienced brokers, we believe that falling into the ‘boring but important’ category does not reflect reality about who we are or what we do.

As lives and livelihoods are on the line, our days are never dull, living within the insurance industry means relationship insuring is at the fore front of our minds every day, because businesses don’t buy from people, people buy from people.  

Meet the Team...

The Supreme Commander

Mr Nice Guy

Chief Gopher

The Visionary

The Safety Net

The Internet Guy

The Boy

The Artist

What we do

We have learned a lot the hard way, above all else how focusing on targets and bottom lines can disrupt and affect business, this is why at The Business Insurance Bureau we have no Targets - it’s all about the risk.

Our approach is to not focus on targeting our staff or attaining some arbritarty increase in revenue, we prefer to focus on building long-lasting relationships through trust and our experience.

Our commitment to reduce risk throughout the year delivers a level of service which has been proven, time and again, to offer the security you did not know you needed.

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What people say about us...

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Ben Riach Distillery

Billy Walker

“When we were purchasing the distillery, we required to purchase some specialist insurances. We were stuck in a room with seven experts from a multinational insurance broking firm who told us we would never be able to purchase the cover we needed. I think, that it was a similarly rare, quality independent firm, The Business Insurance Bureau, that managed to unlock the door to the insurance we needed - and we’ve never looked back.”

The Koh-I-Noor Restaurant

Rasoul & Waseem Tahir

“On Guy Fawkes Night, there was a huge storm. At 1.00am, it blew the chimney head off the building next door - it crashed through the roof, the restaurant and landed in the basement below. It was a scene of total devastation. That we’re still a successful business is in no small measure due to the insurance arrangements made by the Business Insurance Bureau, then and now.”

Barrowland Complex, Glasgow

Victor Cairns

“We were about to give up concerts altogether when, we were introduced to Bob Hannah. He commissioned an independent structural/fire survey which showed the ballroom to be a much better risk than had previously been believed. As a result we ended up with our insurance position renegotiated to an acceptable level. There is no doubt this little touch of ingenuity has turned out to be a major

How We Do It

Surviving recessions and the pitfalls of the insurance industry our team plays a major part in our delivery, with tried and tested methods supported by a lifetime of experiences. Our collaboration with one another is the key to the success of the business.

Our belief in the services we offer is held together by persistence and purpose, driven by a collective belief that we offer genuine protection when tragedy occurs, many meetings held under the most-dire of circumstances, but we’re there, right by your side.

Documentation in hand, your protection in place, it sounds easy, but it's not, planning for the unforeseen is not easy, it takes time and usually a coat of armour and a lifetime of experiences. 

Business Insurance Promotions...

The Greatest thing since sliced bread...

Find out about the greatest thing since sliced bread in the insurance industry for businesses in Food, Drink & Entertainment.

On the Night your Data & Money are Stolen...

This digital kid has just hacked your data, emptied your bank account and gained access to your systems.

On the Morning after the Fire...

Download the Morning after the Fire Brochure here, Find out what the best ways to mitigate the very real and ugly Truths of the Insurance Industry

Why We Do It

However noble the intention insurance companies are not philanthropists, these are highly conditional contracts – often conditional upon your own behaviour, about how you run your business.

In over 35 years in this industry, we have never seen a serious claim where the insured outcome was better than if the disaster hadn’t happened at all, we strive to ensure the real and disruptive influences of our industry and life can be mitigated against.

We believe that what we do is more than providing a service, we build real and lasting relationships, making it cheaper, by doing it right™

The Business Insurance Bureau Blog

Church Insurance

We know that for the majority churches are more than just a place to meet up n a sunday, they are a living and breathing part of the community that provide vital social aspects very few buildings can offer which

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An Explanation on Sums Insured

Whenever you hear “Sums Insured” it is usually related to Property and usually shows the maximum level an insurance settlement is expected to pay out in the event the property was destroyed or damaged. One misconception is that the value

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All Risks Cover

When dealing with Business Contents Insurance All Risks Cover deals with things removed from the home or workplace, typically contents insurance deals with the replacement of goods at a premises, however this does not apply when goods are removed or

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Self Employed Insurance

The number of Self Employed workers within the United Kingdom is growing year on year according to the office of national statistics with 4.6 million people working as self-employed registered in 2015. Self Employed Insurance asks the question? – How would

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Commercial Landlord Insurance

Our Commercial Landlord Insurance coverage is ideal for landlords whom have a diverse portfolio of properties which can be a mix of commercial and residential premises’s, dealing with property and mitigating risks can be a minefield however your portfolio of our

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Professional Negligence Insurance

There is many times in each of our lives we need to take advice from people in other fields and industries this is where Professional Negligence Insurance comes in. We take on a host of risks as often the decisions

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Subcontractor Insurance

Subcontractor Insurance can be a unique package as the range of activities can vary wildly from business to individual, is it therefor a great idea to fully assess the risks subcontractors pose to the business, the public and the various

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Business Contents Insurance

Business can be trying enough but if all of the things you used to get your business done everyday fell apart what would you do?…. This policy protects things like furniture, equipment such as laptops and mobile phones even down

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