Free Business Insurance Voucher


On the morning after the fire, neither you nor I, your insurers, the loss adjuster, the fire officer, the health and safety executive, your bankers, suppliers, customers and staff – no one in fact will give a toss about..[Read More]

Free Business Insurance Audit


We will make sure the information is correctly revealed to the insurers with a Business Insurance Audit. That your coverage is exactly appropriate. That your insured values at risk are at the correct level...  [Read More]

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Free Business Insurance Audit

"I've only been doing this for 40 odd years and I can say there's no such thing as 'cheap' business insurance. It's always the most expensive, often disastrous, option because you find out when it's too late.
43% of all businesses experiencing a disaster never recover and my 40 years says it's not because they've experienced a disaster, but because their insurance is a disaster.
On the morning after the fire no one - least of all you, gives a toss how much you paid for your business insurance.
That's why we put the time in to help you get it right - if it's wrong you're future's burnt out.
Ironically, getting it right is most often cheaper than buying it 'cheap' - that's what's we're for- making it cheaper by doing it right. "

Stories to keep you up at Night...

We have created a collection of stories which are designed to help business owners gain an understanding of the world of insurance as experienced by Bob Hannah in over 35 years of the world of commercial insurance.

We would highly recommend all business owners take a moment to have a look through some stories that would make your hair stand on end, all of the stories are backed up with figures and statistics to add a visual aid in understanding, We hope that the information benefits you and feel free to use in page reader or download them on the go.

Here's what our client's have to say about us...

When we were purchasing the distillery, we also required to purchase some rather specialist insurances. Initially, we were stuck in a room with seven experts from a multi national insurance broking firm who told us we would never be able to purchase the cover we needed.
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Our lawyer suggested we meet Bob Hannah at The Business Insurance Bureau – it is fitting, I think, that it was a similarly rare, quality independent firm, The Business Insurance Bureau, that managed to unlock the door to the insurance we needed - and we’ve never looked back. Since 2004 The Benriach Distillery Company has won various enterprise and trade awards and the quality of our product is internationally recognised.
Billy WalkerBen Riach Distillery
The market and the ballroom were always complex from an insurance viewpoint but when we started running rock concerts, our insurers really got the willies. They put our premiums up to unimaginable levels and there seemed to be nothing anyone could do about it.
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We were about to give up concerts altogether when, through another business contact, we were introduced to Bob Hannah. He commissioned an independent structural/fire survey which showed the ballroom to be a much better risk than had previously been believed. As a result we ended up with our insurance position renegotiated to an acceptable level. There is no doubt this little touch of ingenuity has turned out to be a major contribution to what is now Scotland’s most vibrant concert venue.
Victor CairnsBarrowland Complex, Glasgow
At Burger King we live with very exacting standards. We have to be competitive on price, have quality products, fast friendly service and provide it in a fast friendly environment. We have to satisfy the demands and needs of an increasingly sophisticated public
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who come into our restaurants in great numbers every year. We need our insurance backup to follow the same exacting standards and for some years, The Bureau has provided that service for us. Obviously, the personal service and relationship between us is part of that, but their willingness to deal with claims without hassle and fuss is probably their greatest strength.”
Struan RobertsonBurger King, Paisley


Risk management Voucher

Claim your Risk Management Voucher today, We mitigate risk's & you get rewarded, T&C's apply... [Read More]

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Business Insurance Audit

Claim your Business Insurance Audit Today, 35 years Experience awaits your call...  [Read More]

With over 30 years experience in providing insurances for the food drink and entertainment sector, Robert Hannah has seen some real catastrophes up close.

Find out why so many chose us to help secure their future [Read More] 

‘Coia’s Café has become a landmark in Duke St since 1928, almost 80 years and our values have stood the test of time. I came to The Business Insurance Bureau in 2005, just before we completely renovated and extended the café. I came to The Business Insurance Bureau for
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a number of reasons – premiums obviously, but more importantly, they repeatedly surveyed the kitchen and the building throughout the renovations to make sure we complied with both our policy conditions and that our sums insured were adequate as the renovation went on. With their backup, I feel confident Coia’s Café will still be a landmark in another 80 years time.
Alfredo CoiaOwner
The Whisky Shop is the largest whisky only specialist in the UK. We have 15 outlets across the country and our Online Shop is available at www.whiskyshop.com. When we were developing our Business, the subject of Insurance for stock such as whisky was something requiring
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the same kind of specialist approach – which brought us to The Business Insurance Bureau. Not only does The Business Insurance Bureau have a specialisation in both the Licensed Trade and Retailers Insurance, their specialist approach has given us security, service and competitive premiums.
Catherine ServiceCompany Secretary
The Koh I Noor is the most famous diamond in the world – it came from India and sits in the crown of the British Monarch – literally, the Jewel in The Crown. We like to think of the restaurant in the same way – over the years we’ve become part of the establishment in Glasgow, inventing the
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Buffet concept of casual dining - but our reputation goes much further. Many celebrities, like Billy Connelly eat with us when they are in Glasgow. We’ve insured with The Business Insurance Bureau for at least ten years. On Guy Fawkes Night, 1995, there was a huge storm. At 1.00am, it blew the chimney head off the building next door – it crashed through the roof, the restaurant and landed in the basement below. It was a scene of total devastation. That we’re still a successful business is in no small measure due to the insurance arrangements made by the Business Insurance Bureau, then and now. Every year, they survey our kitchen and help us make sure that everything is as it should be – we justifiably feel secure in their hands.
Rasoul and Waseem TahirOwners

Bob's Insurance Do's & Don't's

  • DO maintain your premises and all equipment
  • DO take all reasonable precautions for the safety of your property insured and to prevent loss, destruction, damage, accident or injury
  • DO comply with all statutory requirements and regulations
  • DO take all precautions to minimise the cost of claims or legal proceedings 

[Read More Here]

Look, An Insurance Business Without Targets

It does not matter what we do in life - it is how we treat people, day in, day out that is the ultimate measure of all things. So we have no sales targets. Obviously we want to grow our business, everyone does... but… ‘it ain’t what you do, it’s the way that you do it’. We do it by focusing all our people on making sure the client gets what the client needs.

Unsurprisingly, we find that happy staff, produce happy clients.

The Four Great Indisputably UGLY TRUTHS about business insurance...

% of claims disputed by insurance companies
Reasons: Breach of Policy Conditions & Inadequate information
It takes 3 years on average to settle a large disputed claim
of all businesses Never recover from a disaster

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